Zero-Based Budget Spreadsheet

A zero-based budget is a financial planning method where you allocate every dollar of your income to specific expenses, savings, or debt payments. This template helps you create a comprehensive budget where your income minus expenses equals zero, ensuring that every dollar has a purpose.
 
Key Features:
Monthly income tracking
Savings and debt repayment allocation
Balance calculation to reach zero
 
How to Use:
Enter your total monthly income
List all your expenses, including fixed and variable costs
Allocate funds for savings and debt repayment
Adjust categories until your balance reaches zero
 
This zero-based budget template will help you gain full control over your finances, prioritize your spending, and achieve your financial goals more effectively.